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Management Trainee - Chartered Accountant

- 1 YearsBengaluru

Posted: 18 days ago

Job Description

Job Description- Management Trainee-Credit (IIHFL)

Core role of Underwriter for Home Loan and Mortgage proposals which would include, but does not limit to:

* Interpreting Financial Statement and related data to evaluate the financial health and business performance of the applicant.
* Involvement and consolidating the risk assessment of the legal and technical aspect of the Collateral offered.
* Personal Discussion with prospective customer for the purpose of assessing the proposal and business model.
* Identifying and understanding of the associated risk and return of the proposal.
* Preparation and recommendation of note on High value proposal for representation to Management Committee.
* Understanding of the real estate market trend and its effect on lending business.
* Ensure a healthy Portfolio Quality by Monitoring the Delinquency level and containing within prescribed limits.
* Compliance of Regulatory norms and reporting.
* Adherence of Process and Policy of IIHFL communicated time to time.
* Deliver and ensure prescribed Sanction and Disbursement TAT with highest level of productivity.
* Audit compliance on all aspects communicated from time to time.
* Must be cost sensitive and continuously strive for reduction of cost.
* Vendor management and ensure TAT on deliverable.
* Monitoring of all deferrals and completion of the same within timelines.
* Trend Analysis of indicators like bounce ratio, demographic exposure, builder exposure, early delinquency.
* Interact very closely with other functionary like Sales / Operations / Collections for a seamless day to day business.
* Managing Team of Credit Officers.
* Involve in Training to credit team members as well as cross functionary training.
* Candidates completed CA can only apply.

Salary: Not Disclosed by Recruiter
Industry: Banking / Financial Services / Broking
Functional Area: Accounts, Finance, Tax, Company Secretary, Audit
Role Category: Other
Role: Trainee
Employment Type: Permanent Job, Full Time

Company Profile

India Infoline Limited
IIFL Holdings Limited (NSE: IIFL, BSE: IIFL) is the apex holding company of the entire IIFL Group, promoted by first generation entrepreneurs. Formerly known as India Infoline Limited, IIFL offers a gamut of services including financing, wealth and asset management, broking, financial product distribution, investment banking, institutional equities, realty services through its various subsidiaries. IIFL Holdings with a consolidated net-worth of Rs.28,248 million as at half-year ended September 30, 2015, has global presence with offices in London, New York, Houston, Geneva, Hong Kong, Dubai, Singapore and Mauritius. Our well-entrenched network of close to 2,500 business locations is spread over 850+ towns and cities in India.
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Contact Details

Recruiter Name:Pavithra

Contact Company:India Infoline Limited